I love getting coupons. When I think about it, I think coupons might actually make me spend more money than I need to sometimes...got to have that amazing deal you know?!
But I haven't always been a coupon junkie! Until about a year ago I had no idea places would send you LOADS of coupons if you just sign up for them. Usually all you have to do is give them a couple of the following: your address, email address, and full name. Sometimes they will want you to fill out a rewards or "loyalty programs," survey. But its usually just a couple questions of why you enjoy their product(s). If you ever get asked by a cashier to join a rewards program, and the program is free, do it!!! I get coupons and promotional or special sale offers monthly, sometimes even as much as every week from companies. Here are a couple of my favorite rewards programs:
1) Your bank--most banks will let you earn rewards for using your debit card. You have to look into your bank's specific conditions, but a lot of the time you can earn cash back or gift cards and travel miles for just using your debit card for every day things you need anyway.
2) Hallmark Rewards--Hallmark has one of the BEST reward programs I have ever run across. You get coupons and deals every month and for the points you earn you can get an "upgraded status" that earns you even more rewards. They have a program you pay for as well but unless you shop there a LOT, its not really necessary. Also--at the end of the year they tell you how much you spent with them--which is great for helping you budget for the next year.
3) Perks Place at The Children's Place--With this swipeable pass you earn point on each person. Spend $150 and get $10 back. Best of all its free, you don't need to get their store credit card! And they will also send you exclusive coupons in the mail.
4) BabiesRUs and ToysRUs--you can sign up for a rewards membership online. They track how much you spend and send you coupons for $ off any purchase and will send you coupons in the mail along with a booklet of upcoming sales.
5) Gap Credit Card--This is quite the investment and normally I would say DON'T do a credit card. But if you are like me and like to order things online--this credit card has free shipping offers. I save myself about $100 annually off of shipping costs and don't have to drop $100 to get the "free shipping" bonus that most stores make you use. And because this a store I frequent ALL the time, I save money by shopping online so I won't overbuy. Because we all for that trap on at least one item. But if you do a credit card, make the purchases worthwhile by not carrying a balance. ALWAYS pay your balance in full.
6) Huggies, Similac, Enfamil, Pampers....anything baby! You can sign up for vouchers and coupons at all of these websites.
7) P&G Coupons--Proctor and Gamble will let you sign up for mailer coupons at their website. These are very handy and can save you money on things ranging from Tide to Cereals.
8) Barnes and Noble Rewards--If you read a lot of books this is a great offer. But it ALSO can save you money off of toys, puzzles, calendars, music, and dvds. Can't afford the annual $25 membership? Try and find someone who has one because you just need to know the phone number to look up the account. For instance I have frequently let my mom or closer friends use mine. Best part is you always get 10% off. And often times they run promotions of up to 40% off or send out coupons to your email address. This is especially great for purchasing textbooks if you are a student. Barnes and Noble has special section online for getting reduced price text books that are old or new. You get to use your discount and they will sometimes throw in free shipping.
9) Your most used grocery product--Mine is Rogers Dairy, I eat their yogurts and drink their milk DAILY. I checked out their website and discovered they also have coupons they mail out occasionally. All I had to do was give them my address and they send them to me in the mail.
10) Target--when you register for a baby registry or wedding Target will send you coupons after you have "completed" it. After my wedding, target sent me a coupon for 20% off anything remaining on my registry and I could still access it. I needed a new camera since mine broke. So I added it and saved $50 plus got free shipping. Also, you can sign up for coupons and even print some off online at Target.com.
BONUS TIP: Any place that asks for your email address wants to send you a coupon! So always give them it. For instance, Bath and Body Works, Old Navy, Banana Republic, and Victoria's secret will always ask for your email address. When you give it to them they sign you up for email offers and send you coupons. Banana Republic actually gave me one for 20% off online! You can also find most of these offers by googling but companies are getting smarter about encoding them and limiting them by using bar codes so my best recommendation is to sign up for your favorites yourself. Take advantage of all the great deals to be found out there, especially in this economy when companies will do back flips to keep you as a customer.